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Home/Tools

Investor tools

Calculators

Run yield, affordability, market-performance, and buyer-currency scenarios from one workspace.

Scenario

Results
5.76%
Gross yield
5.04%
Net yield
1.24%
Cash-on-cash
€77
Monthly cash flow
€75,000
Cash needed
€175,000
Loan amount
€973
Monthly mortgage
€928
Annual cash flow
80.9 years
Breakeven

Cyprus mortgage rates typically sit between 3.5%–5.5%, LTV up to 80% for residents. This calculator excludes acquisition taxes: a resale pays Land & Surveys transfer fees (3/5/8% with the standard 50% reduction), while a new build pays VAT (5% for an eligible primary residence, otherwise 19%) and no transfer fees. Legal, notary and capital-gains costs are also excluded.