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Cyprus property

Buyer guides, with the sales pitch removed.

The necessary process detail for a foreign buyer, checked against Cyprus government, Tax Department and Department of Lands and Surveys material. Rates and legal rules are source-linked and visibly dated; an unsupported fact is left out rather than guessed.

The NoirEstates Research Desk·Reviewed 24 August 2026

This is general information, not legal or tax advice. Obtain advice for your transaction before signing or paying money.

Start with the issue

Six practical guides

Each guide shows its author, review date, advice disclaimer and primary sources.

01Includes calculator

Property transfer fees

A source-linked guide to Cyprus property transfer fees, the VAT exemption, the general reduction, and a calculator that follows the current DLS bands.

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02

Total cost of purchase

A practical Cyprus property purchase budget: price, VAT or transfer-fee treatment, sale-contract deposit, professional and finance quotes, completion cash and recurring costs.

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03Includes calculator

VAT on new builds

A restrained guide to VAT on Cyprus new builds, the official standard and reduced rates, the Tax Department certificate process, and a split-rate calculator.

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04

Permanent residency

The Cyprus investor permanent-residency property route explained with every core condition together: qualifying first sale, investment, external funds and income, records, insurance and maintenance.

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05

Title deeds

A DLS-sourced guide to Cyprus title deeds, search certificates, encumbrances, sale-contract deposit and specific-performance protection when separate title is unavailable.

Read guide →
06

Buying as a non-EU citizen

A process guide for non-EU buyers of Cyprus property: District Administration permission, Form COMM 145, title due diligence, tax treatment and the separate residence question.

Read guide →